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Good heavens, I almost missed this one. Odd? Doubtful, for the world is more intertwined than most believe.
On building and properties in Santa Cruz county, especially in the Santa Cruz Mountains: this is the most difficult county to build in because of two major factors - Santa Cruz county is devoted to maintaining a low-growth profile to keep the place from being paved over with buildings. They do not want to become the next Ventura county. The county has a matrix plan that is analogous to the urban growth boundaries, though unlike UGBs, even urban sites are controlled. The matrix sets limits on the minimum size a property can be divided (40 acres in the rural areas), and the number of buildings on have have on a property. The county is also subject to earthquake, mudslide, and water regulations, and so building costs are usually much higher than average. The Santa Cruz Mountains have beautiful vistas and lands, most of it protected by natural circumstances: unstable terrain, limited or no road access improvements, limited or no septic percolation and limited or no water and power access. Mix in a deep magic in the land as well as logging operations, and all these attributes make for an interesting and challenging endeavor to find a piece of land suitable for your needs.
Building permits are expensive, around $10 per square foot. Septic perc tests are about $2000, a septic installation $5500 for a '3-room' tank. If a house is being built on a hillside or on any place that has geological considerations, a geotech and geological survey can run up to $10,000 each. So, building on raw land will be an expensive undertaking. I was lucky and privileged in that my high tech job rewarded me with the ability to take on such a project.
I built a straw bale house to cut down on the use of wood in its construction. I also chose straw bale to significantly reduce the cost of heating and cooling; using straw bale, I could build a passive solar heated home with a much smaller heating system for the winter cloudy days.
Issues: surprisingly, I had few issues building with straw since strawbale construction is listed as part of the uniform building code in California and many other states. The main issues were typical of any construction: septic percolation, road access (meeting grade limits), water (that was more about dealing with the local and corrupt water district), fire safety (sprinklers - required in all new construction), earthquake requirements.
Trying to be renewal is doable but it is not less expensive than standard construction. Stick homes represent a standarization of materials that leads to low cost construction. About the only way to make a home using green construction techniques less expensive than the standard is to do most of it yourself (or have friends help). Finish work is the bulk of the cost of construction.
If the land accommodates solar access, build passive solar to handle most of your heating needs. You could add photovoltaic power generation but it is pricey and most of the solar credits have ended.
You might consider buying a place with existing structures then retrofitting it with better insulation, etc.
As for the yurt, it turned out to be an expedient way to extend the mobile home I lived in while construction was in progress. It now is a meditation and guest room.